These Terms and Conditions apply to all visitors, users, and applicants who interact with the Sea Coast Lending website, platform, or any of our services. This agreement becomes effective upon your first use of the site and continues for every subsequent visit.

We may revise these terms at any time. Continued use of the platform following any update constitutes acceptance of the revised terms. The most current version is always published at this address.

You may use this website for lawful, legitimate purposes only. We grant you a limited, non-exclusive, revocable licence to access the platform in accordance with these terms. The following activities are strictly prohibited:

• Disrupting, overloading, or compromising our platform or its supporting infrastructure
• Attempting unauthorised access to any restricted system, account, or data
• Scraping, harvesting, or reproducing content for commercial purposes without written consent
• Submitting fraudulent applications or using automated tools to interact with this platform
• Transmitting harmful code, spam, or any material that is unlawful or objectionable

We reserve the right to suspend or permanently terminate access for any user found in violation of these terms, at our sole discretion and without prior notice.

Sea Coast Lending operates as a business financing marketplace and advisory service. We are not a direct lender, bank, or credit institution. Our platform connects qualifying businesses with a vetted network of third-party lenders and alternative capital providers across the United States.

Submitting an application does not guarantee approval, funding, or any specific loan terms. All underwriting decisions are made exclusively by participating lenders based on their own criteria and policies.

All content, tools, and resources on this website are provided for general informational purposes only. Nothing on this platform constitutes financial, legal, tax, accounting, or investment advice. We strongly encourage you to consult a qualified independent professional before making any financing or business decision.

Sea Coast Lending makes no representations regarding the accuracy, completeness, or suitability of any content on this site. You rely on any such information entirely at your own risk.

All financing amounts, rates, and terms presented on this platform are illustrative only and are not binding offers. Actual loan terms are determined by individual lenders based on your business profile, credit history, and current market conditions.

• Advertised funding ranges are for illustration only and are not guaranteed
• Your offer, if any, will reflect your specific business circumstances and lender criteria
• Credit score impact depends on whether a soft or hard inquiry is conducted by the lender
• All approved terms are subject to final lender review and applicable law

Our platform works with third-party lenders and may reference external service providers or websites. Sea Coast Lending assumes no responsibility for the accuracy, practices, security, or content of any third-party entity.

Any agreement you enter into with a lender is exclusively between you and that party. We encourage all applicants to review each lender's individual terms, privacy policies, and rates carefully before accepting any offer.

To the fullest extent permitted by law, Sea Coast Lending, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, consequential, punitive, or special damages arising from:

• Your access to, use of, or inability to use this website or its content
• Decisions made in reliance on information presented on this platform
• Unauthorised access to your personal or business information
• The conduct, content, or actions of any third-party lender or partner
• Technical errors, service interruptions, or system downtime

These Terms and Conditions are governed by the laws of the State of Montana, United States, without regard to conflict-of-law principles. Any disputes arising from or relating to these terms shall be subject to the exclusive jurisdiction of the courts of Missoula County, Montana.

For any questions regarding these Terms, please contact us through any of the channels below. We aim to respond within two business days.