Our Commitment to Your Privacy

Sea Coast Lending is committed to protecting the privacy and security of every individual who interacts with our platform. We treat your personal and business data as the sensitive asset it is — collected only when necessary, used only for stated purposes, and never sold to third parties.

Information We Collect

We collect information you provide directly and data gathered automatically during your use of our platform:

• Business information: Company name, structure, industry, years in operation, annual revenue, and capital requirements
• Personal identification: Name, email address, phone number, and mailing address of authorised representatives
• Financial data: Bank statements, tax documents, credit history, and materials required by lenders to assess your application
• Technical data: IP address, browser type, operating system, and browsing behaviour on our site
• Communications: Messages, emails, and call records from your interactions with our team

How We Use Your Information

Information collected is used strictly for the purposes outlined below. We do not sell personal data to advertisers or unrelated third parties under any circumstances.

• Processing your financing application and matching you with suitable capital partners
• Communicating about your application status, offers, and next steps
• Verifying your identity and preventing fraudulent activity
• Improving platform functionality and the quality of our advisory service
• Complying with legal obligations and regulatory requirements

When We Share Your Information

We share your information only in limited, specific circumstances:

• Capital partners: Application data shared with vetted lenders solely to assess your eligibility and generate financing offers
• Service providers: Trusted vendors operating our infrastructure under strict confidentiality agreements
• Legal obligations: When required by law, regulation, or valid legal process
• Business transfers: In the event of a merger or acquisition — you will be notified of any material change

Cookies & Tracking Technologies

Our website uses cookies to enhance your experience and understand platform performance. These fall into three categories:

• Essential cookies: Required for the site to function — cannot be disabled without affecting functionality
• Analytics cookies: Help us understand traffic patterns and page performance in aggregate
• Marketing cookies: Used to deliver relevant advertising — only with your consent

You can manage or disable non-essential cookies through your browser settings at any time.

Data Security & Retention

We implement industry-standard security measures including encrypted data transmission, secure servers, access controls, and regular security assessments. Data is retained only as long as necessary to fulfil the purposes described in this policy, or as required by applicable law.

Privacy Rights You Hold

Depending on your location, you may hold certain rights regarding your personal data. We honour all valid requests within the timeframes required by applicable law.

Privacy Enquiries

For any privacy-related questions, data requests, or concerns, please reach out through any of the channels below. We respond promptly and transparently to all enquiries.